ABOUT IMG Financial Literacy program
International
Marketing
Group
What is IMG?
To be able to give an idea about IMG vision which is to make family Financially Secured.
IMG Vision: To Build and Provide the Best Business Opportunity in the World
IMG Mission: To Make a Difference and Help Create Wealth for Families. No Family will be Left Behind
International Marketing Group (IMG) is an independent marketing company offering life insurance and a broad array of additional financial services like mutual funds and products through its affiliated companies.
Headquarters: 3rd Floor, King's Court I Building 2129 Chino Roces Avenue Makati City, Philippines (along Pasong Tamo going to PRC, near Makati Medical Center) Established in 2002.
IMG: The Total Financial Solution
International Marketing Group is one of the few companies of its kind in the industry today – a marketing company that is dedicated to serving the financial needs of individuals and families from all walks of life.
International Marketing Group’s independent associates do not just work with clients who have large amounts of discretionary income – instead they work with everyday people helping them make critical financial decisions that help move them from where they are to where they want to be.
International Marketing Group is one of the biggest and fastest growing financial distribution companies in the US, Canada, Taiwan, Hongkong, Philippines and going worldwide. IMG has established agreements with many of the world’s leading financial services companies to provide us a broad array of financial products & services.
IMG will help you comply accreditation and licensing requirement of all its Product Provider Companies. Multiple companies (Multiple products) will help you get the best product…Best service … Highest Rate Of Return…. Diversify investments, etc.
OUR MISSION
To Make Your Family’s Dream into Reality. We are committed in helping families achieve their dreams, through our business opportunity, as well as our products and concepts.
OUR VISION
To Lead the Financial Revolution International Marketing Group is positioned to become the no.1 marketing company to deliver investment products & concepts to the average people on a grand scale.
OUR SYSTEM
The vehicle allowing us to achieve our vision and our mission. It has effective ways to build a business with its duplicatable, turnkey marketing system. It provides a great opportunity for individuals to become entrepreneurs and build their teams.
Each IMG associate is an independent business owner that operates in the local community. So with International Marketing Group, you’re never a number, but a valued neighbor your local associate is eager to help.
While many people have experienced successful careers within International Marketing Group, (IMG) each associate’s success level represents individual member experiences. As each individual differs, so will his/her specific results.
Work ethic patterns, activity levels and dedication all play a significant role in determining the outcome that one may achieve and in his/her ability to control his/her destiny on an ongoing basis. Any current member’s individual results are not representative of what all participants achieve when following the IMG system.
Taken from IMG Corp Main Site
Learn What IMG Can Do For You
IMG is probably new to you, and you don’t have any idea about the company. I'm a call center agent working for almost 4 years and IMG was introduced to me last Jan 21, 2017 by my auntie and decided to join right there and then because it really opened my mind and thinking that it might be too late for me to know this because I'm 38 years old.
Attending the seminar, they told me that they want to convert people from SPENDERS to SAVERS to INVESTORS to ENTREPRENEURS.
I was once a Spenders and I realize that I need to learn about Financial Literacy to have a better future and to prepare for my old age as well or my family will be secured if I die too soon.
We at IMG we want to change the saying that “the rich get richer and the poor get poorer.”
We also believe that :
“the average person, even the poor, has an equal chance to become wealthy if given the RIGHT INFORMATION.”
It is all a matter of mindset…
If you want to stay poor you will be poor for life.. if you want to take step to be wealthy, you could be wealthy but you need to take step..
IMG OFFERS TOTAL FINANCIAL SOLUTION
1. FINANCIAL LITERACY
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Learn to be your own FINANCIAL ADVISER
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Learn how to manage your money
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Get out of DEBTS! Make money work for you
2. DISCIPLINED APPROACH TO INVESTING
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Develop the habit for the STEPS AND CONCEPTS to be introduced
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Build proper and SOLID FINANCIAL FOUNDATION
3. Direct Access to Financial Services Companies
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Receive first hand information
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Be Your Own Broker and earn from your own needs
4. Investment and Business Opportunity
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Invest in top companies in respective industries
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Business opportunity towards PASSIVE INCOME
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DEBTS! Make money work for you
6 Steps to Financial Security ( you will learn this as well with IMG)
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Preserve Your State
One of the most problem of Pinoys is Overspending / Not Living Within One’s Means
We normally go to “SALE” or any other Promotion that is normally shown in the television, Billboards, newspapers, or even text messages. 0% Interest Installments is also a great Marketing Tool that leads people to unplanned expenditures.
In reality most people spend on WANTS and not NEEDS.
In short many becomes attached to “Materialism” without knowing it.
We need to spend more in NEEDS rather than wants,
I was also shocked to know that According to the survey by OSLO (NGO-micro finance in the PH)
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1 out of 10 OFWs FINANCIALLY BROKE
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8 out of 10 OFW’S DON’T HAVE SAVINGS FOR RETIREMENT
Also, only 2 out of 10 Filipino households have bank accounts. This is really true, previously I also don’t know about financial planning and I normally spend on tech gadgets and things that can only depreciate after some time.
Learning Financial literacy help me to understand that it is better to invest that to buy things that is normally due to social peer pressure.
Buyer should asked themselves that real purpose of buying material things..
As an example, Buying an Ipad, Buying a new 3G Phones, and more..
WANTS are things we can live without and NEEDS are things we cannot live without.
So the next thing you needs to ask yourself before buying, is Can I live without this?
More Filipinos are also having problem with Credit Mismanagement..
Credit Mismanagement is brought to you by your Personal Loans, Credit Cards, Mortgages
According to Market Manila 2011, Southeast Asian Central Banks 2008: Philippines has 28% of total household debt in the form of credit card loans.
I believe this is true, I was once buried in credit card debt. Most of Credit card users, used their credit cards for “WANTS” and needs, there is a wise spending technique in using credit card.
Use your credit card, if you can fully pay the card before it’s deadline. Because the moment that you pay minimum, you are already in Financial problem. Enjoy the perks that you can get from the credit card like bonus points but don’t be buried with debt with credit card or else you will suffer the consequence of having a compounded monthly interest to your credit card.
Using the compounded formula as an example if you have a 10,000 debt and you did not pay for your debt in one year, your debt will be affected with compounded interest as follows:
Given : @ 2.5% Interest Monthly
10,000 x 1.025^12 = 13,448
Imagine your wants today could increase to a nightmare on the following years if you will not use your credit card well..
So today’s take.. Use your credit card wisely.. But did you know that you could reverse that compounded interest if instead of buying your wants is Investing you hard earned money.?
Conservative Money Investing & Financial Literacy.
I hope you are learning from our blog post. I have already discuss 2 money mistakes among pinoy which as follows
1.) Overspending / Not Living Within One’s Means – Part 1 of 3
2.) Credit Mismanagement – Part 2 of 3
Today I will discuss about Conservative Money Investing and Financial Illiteracy
What is conservative money investing, It is actually saving your hard earned money through banks. Let me explain this point, since I know that most Pinoy invest in banks thinking that their money is safe.
Investing in banks will give you an earning of 2% to 2.5% on yearly basis, and this earnings is taxable with 20% upon release by the bank.
Did you know that our country has an inflation rate of 3% to 5% based on history.
Inflation means the decrease of money value.
Check the picture below to understand about inflation.
Did you know that there are lots of Investing Vehicle that could give you a higher Interest Rate than the Inflation rate of Philippines.
As the saying goes, any Investment earnings lower than inflation rate is a BAD I
INVESTMENT.
Another Money Mistakes among Pinoy’s is the Lack of Financial Literacy.
I believe this problem is the most common problem among Pinoys.
Citibank Survey June 2011:
Filipinos’ Financial IQ = 48.9 /100
Filipino’s average savings in reserve = 9 weeks
Learning about Financial Literacy is a must to learn subject if you don’t want to retire POOR.
I also believe that if you FAIL to Plan, You PLAN to Fail.
If you want to know more.. you can email me in advance And I can discuss how can I help you increase your financial literacy and help you to plan your future.
We can offer you a package where it will address the Protection, Emergency Fund, Long Term Care and Investment which is a Kaiser Ultimate Care Plan.
Please fill out the form below or e-mail me at crismagdaong@gmail.com, you can also add me in facebook, just click the icon below...
My mobile number is 0920.844.5384
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